Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. The Real Cost of a Vacation Home What if instead of buying that vacation home, you invested the money? Investing with Your Heart For some, the social impact of investing is just as important as the return, perhaps more important.